Long Term Care Options

LifeLine Long Term Care InsuranceAny retirement or estate preparation strategy should include provisions for long term care needs. You’ll find there are many long term options to meet every specific family’s needs and budgetary requirements. Long term care insurance covers things not covered by health insurance, Medicare or Medicaid.

What is Long Term Care Insurance?

Long term care (LTC) insurance reimburses members a daily amount for services they require to assist them in achieving activities of daily living such as bathing, making meals, toileting, walking and getting dressed. Services can be rendered in a variety of settings including a facility or your home. You can select a range of services that fit your needs.

Benefits of Long Term Care

Long term care insurance may be the best option for you in order for you to maintain the quality of your life, and give you more control of where you receive your care. Premiums paid towards LTC may be eligible for a tax deduction. Long term care can provide you with a housekeeper, a friendly companion, a therapist or a private nurse up to 7 days a week, 24 hours a day.